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Wednesday, November 24, 2010

Insuring Your Jewelry

InsuranceIf you just look at its surface, you can see that jewelry is made up of precious gems and metals. But if you take a deeper look—into the lives behind the jewelry—you can see its additional, and staggering, significance in our lives. A ring symbolizes a husband and wife's pledge to build a life together, a gold bracelet demonstrates parents' love for their daughter as she enters adulthood, or an antique heirloom brooch represents a family's legacy, lovingly passed down through multiple generations. Losing jewelry, or having it damaged or stolen, often hurts us more than the loss of a television or a wallet because not only must we cope with the loss of an item of financial value, we also must grapple with the loss of a cherished memory and tangible representation of emotion. Fortunately, a jewelry insurance policy can go a long way toward mitigating the loss.

Homeowner's insurance policies usually cap the maximum amount paid out for jewelry.

To learn how much of your jewelry is covered by your Georgetown TX Homeowners Insurance policy, read the rest of this story from Evans, Ewan & Brady Insurance Agency.